Training and Certification

Certification and training resources in one convenient place.

AML Certification:  In order to meet key requirements of U.S. Treasury Department rules and the U.S. Patriot Act, agents will need Anti-Money Laundering Training (AML) for "Covered Products". There are several companies that offer AML training but some carriers do not accept all of them. We have found that AML training through LIMRA is accepted by most all major insurance carriers. here for AML certification.  (select "National Benefit Corp., The" in Step 2)

Covered Products are:

  • A permanent life insurance policy, other than a group life insurance policy;
  • An annuity contract, other than a group annuity contract; and
  • Any other insurance product with cash value or investment features.

(NAIC): The National Association of Insurance Commissioners is the U.S. regulatory organization created and governed by the chief insurance regulators from the 50 states, the District of Columbia and five U.S. territories. The NAIC has set certification pre-requisites for insurance agents that must be met prior to soliciting Long Term Care and Annuity products. The information and links provided are the property of ClearCert, LIMRA, WebCE and QuestCE; all of which provide NAIC approved training courses and are the property of their respective companies.

(NIPR): The National Insurance Producer Registry is a unique public-private partnership that supports the work of the states and the NAIC to verify, renew, and apply for state licenses. NIPR developed and implemented the national repository for producer license information (PDB) and established a network to facilitate the electronic exchange of producer information. here to find your National Producer Number (NPN)

License and CE Transcript Lookup: here to Search By State.

LTCi Initial Training Requirements by State:
Click on the image below for information about requirements for LTCI training that applies to your state.

Annuity state requirements provided by QuestCE

Most states require a one time 4 hour training course. Some states require no training, and a few states require initial and ongoing training.  --In addition, most carriers require product specific training.